Introduction. Agro-industry is the leading sector in our country. It is known that agriculture plays a special role in the economy of our country, and 28% of the gross domestic product of Uzbekistan is agricultural products. Such an important sector of the economy is always treated with special attention and responsibility by the state. However, the unfavorable climatic conditions of our country create difficulties for the producers of this industry. On the contrary, diseases and pests also cause great damage to the crop. All this has a strong impact on the agro-industrial sector and requires a special approach to insurance protection. This issue is especially relevant for cotton and grain crops. Insurance solutions should be developed for all types of agricultural and other agroindustrial risks to protect against climate change and other conditions. Nowadays the "Strategy for Agricultural Development of the Republic of Uzbekistan for 2020-2030" is being implemented, which includes such an important item as "Agricultural Insurance".

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